Privacy Policy
This Privacy Policy explains how Hold My Wallet (“the App”), published by Keene Smart Apps LLC, handles information when you use the App on Android.
Summary
- Bills, income, paid marks, categories, reminder preferences, and optional PIN are stored on your device.
- We do not create user accounts and we do not operate a Hold My Wallet cloud backend that stores your ledger.
- The App works offline. Export and import use files you choose on your phone or storage apps you open.
- The App does not show ads and does not include third-party analytics or advertising SDKs.
Information stored on your device
Depending on how you use the App, it may store locally:
- Bill and income names, amounts, payees, categories, schedules, due or expected dates, notes, and autopay flags
- Paid / received marks for specific dates
- Custom category names you create
- Reminder preferences such as alert style, selected sound, and reminder time of day
- An optional 4-digit PIN, stored only as a one-way hash with a salt on the device
- Backup files you create when you export, if you keep them on the device or in another app you choose
This information stays on your phone unless you choose to export a backup file, share that file yourself, or your device backups include app data.
Permissions and device features
- Notifications: used to alert you on bill due dates at the reminder time you set.
- Exact alarms / boot completed: used so due-date reminders can fire on schedule and after device restart.
- Vibrate: used for reminder alerts when your device settings allow it.
The App does not request contacts, location, microphone, camera, or continuous background location.
Export, import, and files
If you export a backup, the App writes a file you choose through the system file picker. If you import a backup, the App reads a file you select and replaces local ledger and settings with the contents of that file. Keene Smart Apps does not receive those files.
Children
Hold My Wallet is a personal money organizer for general audiences. It is not directed to children under 13.
Data sharing
Keene Smart Apps does not sell your personal information. We do not share your bills or income list with advertisers. Because the ledger is on-device by default, there is no Keene Smart Apps server that hosts your wallet data.
Data retention and deletion
- Local data remains on your device until you delete entries in the App, clear app storage, or uninstall the App.
- You can erase local App data from the unlock screen using Forgot PIN (requires typing RESET) or by clearing app data in Android settings.
- Because we do not host Hold My Wallet accounts on our own servers, there is no separate Keene Smart Apps cloud account to delete.
Security
We design the App to keep your ledger on-device by default. An optional PIN adds a local barrier when opening the App. No method of electronic storage is perfectly secure.
Changes
We may update this Privacy Policy from time to time. The effective date above will change when we do. Continued use of the App after an update means you accept the revised policy.
Contact
Questions about privacy for Hold My Wallet:
Keene Smart Apps LLC
6794 Shooting Star Drive, Whitestown, IN 46075
support@keenesmartapps.com